Valley Capital Lending & Realty Inc.

Your Trusted Real Estate & Lending Experts in the Greater Stockton Area

At Valley Capital Lending & Realty Inc., we bring over 20 years of industry expertise to help you navigate every aspect of real estate with confidence. Based in Stockton, California, we proudly serve clients throughout San Joaquin, Sacramento, and the Bay Area counties.

We are your comprehensive real estate solution—offering services in home buying, selling, investment properties, and rental management. Whether you’re a first-time buyer or a seasoned investor, our dedicated team will walk with you through every step of the process, ensuring clarity, assurance, and results.

Our broker, Angie Garibay, is a Outstanding  Life Member of multiple Realtor Associations—an honor earned through decades of professionalism, integrity, and outstanding service. This recognition reflects our long-standing commitment to excellence in real estate and lending.